The cryptocurrency assets in your Zero Hash account are not held at Current, Choice Financial Group, or Cross River Bank. Your purchase of cryptocurrency is not a deposit or other obligation of, or guaranteed by, Choice Financial Group or Cross River Bank. Cryptocurrency is not insured by the FDIC or any other government-backed or third-party insurance. Cryptocurrency transactions are a form of investment, and all investments are subject to investment risks, including possible loss of the principal amount invested. However, unlike most other exchanges, Current does not charge an additional trading fee. When you buy or sell cryptocurrency, a difference between the current market price and the price you buy or sell that asset for is called a spread. See Current Points Terms and Conditions.Ĭryptocurrency services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC, and may not be available in all states. The Current Points program is not available to Teen Account holders. After qualifying, please allow 3-5 business days for points to post to your Current account. Direct deposit and earlier availability of funds is subject to timing of payer's submission of deposits.Įarning rates over 1x are only available on Individual Current accounts when you make purchases at our participating partner merchants. Independent approval required.įaster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Current Individual Account required to apply for the Current Visa® secured charge card. Please see back of your Card for its issuing bank. and may be used everywhere Visa credit cards are accepted. The Current Visa® secured charge card is issued by Cross River Bank pursuant to a license from Visa U.S.A. and may be used everywhere Visa debit cards are accepted.

The Current Visa Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Cryptocurrency services are not provided by Choice Financial Group, and cryptocurrency is not insured by or subject to the protections of the FDIC. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Current is a financial technology company, not a bank.

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